{"id":2056,"date":"2026-05-25T11:02:57","date_gmt":"2026-05-25T14:02:57","guid":{"rendered":"https:\/\/www.bancosemear.com.br\/docs\/?post_type=docs&#038;p=2056"},"modified":"2026-05-25T11:17:45","modified_gmt":"2026-05-25T14:17:45","slug":"introducao-20","status":"publish","type":"docs","link":"https:\/\/www.bancosemear.com.br\/docs\/?docs=introducao-20","title":{"rendered":"Introdu\u00e7\u00e3o"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Bem-vindo \u00e0 documenta\u00e7\u00e3o das <strong>APIs de Cr\u00e9dito Consignado INSS do Banco Semear<\/strong>. Nossa solu\u00e7\u00e3o de <em>Credit as a Service (CaaS)<\/em> permite que parceiros e correspondentes banc\u00e1rios integrem uma esteira de cr\u00e9dito 100% digital diretamente em seus sistemas, simplificando a concess\u00e3o de empr\u00e9stimos para aposentados e pensionistas do INSS.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"147\" src=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-1024x147.png\" alt=\"\" class=\"wp-image-2063\" srcset=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-1024x147.png 1024w, https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-300x43.png 300w, https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-768x110.png 768w, https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-1536x221.png 1536w, https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/Group-160-1-2048x294.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Com uma arquitetura baseada no padr\u00e3o REST e dados estruturados em JSON, nossas APIs foram projetadas para garantir seguran\u00e7a, alta disponibilidade e conformidade com as regras vigentes do Dataprev e INSS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>O que voc\u00ea pode fazer com esta API:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"43\" height=\"43\" src=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2026\/05\/hand-thumbs-up.png\" alt=\"\" class=\"wp-image-2058\" style=\"width:57px;height:auto\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Consulta de Elegibilidade (IN100):<\/strong> <br>Valide os dados do benefici\u00e1rio e identifique se o cliente est\u00e1 apto a contratar.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"76\" height=\"76\" src=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2024\/06\/icone_simulacao-1.png\" alt=\"\" class=\"wp-image-1359\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Simula\u00e7\u00e3o de Propostas:<\/strong> <br>Calcule taxas, prazos, margem dispon\u00edvel e valores l\u00edquidos de forma instant\u00e2nea.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"76\" height=\"76\" src=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2024\/06\/Icone_emissao.png\" alt=\"\" class=\"wp-image-1362\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Formaliza\u00e7\u00e3o e Envio:<\/strong> <br>Envie as propostas e os documentos necess\u00e1rios para a esteira de an\u00e1lise do banco de forma automatizada.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"76\" height=\"76\" src=\"https:\/\/www.bancosemear.com.br\/docs\/wp-content\/uploads\/2024\/07\/open-finance.png\" alt=\"\" class=\"wp-image-1435\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Acompanhamento de Status:<\/strong> <br>Monitore o andamento da proposta at\u00e9 a fase de libera\u00e7\u00e3o do cr\u00e9dito.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bem-vindo \u00e0 documenta\u00e7\u00e3o das APIs de Cr\u00e9dito Consignado INSS do Banco Semear. Nossa solu\u00e7\u00e3o de Credit as a Service (CaaS) permite que parceiros e correspondentes banc\u00e1rios integrem uma esteira de cr\u00e9dito 100% digital diretamente em seus sistemas, simplificando a concess\u00e3o de empr\u00e9stimos para aposentados e pensionistas do INSS. Com uma arquitetura baseada no padr\u00e3o REST &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.bancosemear.com.br\/docs\/?docs=introducao-20\"> <span class=\"screen-reader-text\">Introdu\u00e7\u00e3o<\/span> Leia mais &raquo;<\/a><\/p>\n","protected":false},"author":14,"featured_media":0,"parent":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"doc_category":[55],"doc_tag":[],"class_list":["post-2056","docs","type-docs","status-publish","hentry","doc_category-consignado_inss"],"_links":{"self":[{"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/docs\/2056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2056"}],"version-history":[{"count":6,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/docs\/2056\/revisions"}],"predecessor-version":[{"id":2065,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=\/wp\/v2\/docs\/2056\/revisions\/2065"}],"wp:attachment":[{"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2056"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=%2Fwp%2Fv2%2Fdoc_category&post=2056"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/www.bancosemear.com.br\/docs\/index.php?rest_route=%2Fwp%2Fv2%2Fdoc_tag&post=2056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}