
Credit for You – Installment Purchases with Security and Ease
Achieve what you want with conditions that fit your budget!
At SEMEAR, you have access to flexible credit solutions that allow you to split your purchases with partner retailers — with no bureaucracy.
Want to know which stores offer SEMEAR financing?
Consumer Direct Credit (CDC) – More Purchasing Power for You!
Turn your plans into reality and acquire goods and services with accessible conditions.
Choose your product
Request credit at the retailer
Easy installments
Complete your purchase
Main Advantages of CDC
Talk to our team and learn about solutions for your company
- Flexible payments tailored to your budget
- Competitive rates – more savings for you
- Fast and hassle-free process, directly at the partner retailer


Personal Loan (PL) – Fast and Practical for Your Projects
Whether for an urgent need or a new project, the SEMEAR Personal Loan offers flexible conditions that adapt to your moment.
Benefits of the Personal Loan
- Simplified process directly at the retailer
- Installments aligned with your financial plan
- Quick approval – so your plan can become reality!
Want to know which retailers offer CDC and PL near you?
- Personalized service;
- Efficiency in daily quotes and returns;
- Agility and Smart Solutions.
