
Working capital
We help you scale and strengthen your business in a simpler, safer, and more practical way.
Experience leveraging your capital and boosting your business’s growth!
Count on financial flexibility to keep your business growing with practical and efficient solutions, whether for inventory, purchasing inputs and raw materials, or covering operating expenses.
Choose to grow alongside a bank specialized in your market segment!
- Exclusive service;
- Tailor-made solutions;
- Excellent rates and terms;
- Simple, easy and fast process;
SEMEAR is a true partner bank with a variety of solutions to boost your business.
Discover our solutions
Access Internet Banking and do everything online, without bureaucracy and in just a few minutes!
Current Account
- Online Financial Management;
- Transfers and payments made easy.


Ensure immediate liquidity and a healthy cash flow for your company.
Anticipation of Receivables
- Credit with competitive rates: Keep your business free from financial constraints;
- Personalized service: Solutions tailored to your needs;
- Exclusive benefits: Discount your receivables wherever and whenever it's most convenient.
Make your money grow with the best opportunities on the market!
Investiment
Access personalized options that meet your business needs and objectives. With a strategic approach and expert analysis, we help you leverage your resources and achieve significant results.
- Premium investment: The best options and rates;
- Total security: Secure platform;
- Personalized service: Specialized consultancy.


Focus on growing your business while we ensure your obligations are met.
Bank guarantee
Focus on growing your business while we ensure your obligations are met.
- Focus on growing your business while we ensure your obligations are met.
- Financial flexibility: Monetary update of the bail limit, adjusting to market conditions.
International transfer
The ability to efficiently manage international transfers is essential for the growth and success of today’s businesses. Count on SEMEAR to facilitate the sending and receiving of funds quickly and securely.
- Corporate acquisition;
- Capital contributions;
- Availability of resources abroad;
- Loans for payments for services in general.


From Brazil to the world!
Smart payment and receipt solutions for abroad.
SOWING PJ EXCHANGE
Being a partner means being by your side beyond borders. We help your company manage payment for import and export goods.
You choose the best option for your business: advance payment (before shipment), cash payment (before unloading), or shipment payment (after unloading).
- Personalized service;
- Efficiency in daily quotes and returns;
- Agility and Smart Solutions.