SEMEAR Banking Solutions
The banking platform of the future, now in your business
Modular and fully integrable financial services. Choose what your business needs and evolve with security, agility, and technology.
SEMEAR BaaS
The umbrella of your banking transformation
With SEMEAR’s Banking as a Service, you can embed financial services directly into your system — with robust APIs, secure infrastructure, and a white-label integration model.
Key Features:
- Account opening
- Financial services (Pix, TED, boleto, cards, statements, etc.)
- KYC (Individuals and Corporates)
- Drill-down and reports
- White-label for large-scale clients
Differentials:
- Modular API integration
- Accelerated time-to-market
- Full security and compliance
- Personalized experience
- Revenue expansion through financial services
SEMEAR CaaS
Credit as a Service Solutions
More than APIs. A complete, scalable credit ecosystem tailored to your business.
Full credit journey via API:
- Credit simulation
- Smart credit engine
- Proposal generation
- CCB issuance
- KYC and digital signature
Benefits for your business:
- Scalable recurring revenue
- Loyalty and convenience for customers
- More attractive rates
- Payroll-linked payments (when applicable)
- Secure and regulated infrastructure
SEMEAR PaaS
Payment solutions to scale your operations
Agile, modern, and secure payment solutions for all business models.
Payment & Collection Services:
- PIX Direct / Indirect
- PIX Cob / PIX CobV
- ITP (Payment Initiation Service)
- BolePIX
- Boleto API
- Payment Split
- PIX Refund & Withdrawal
Management & Control:
- Billing platform
- Statement & reporting dashboards
Encryption and Data Protection
All banking data is protected with end-to-end encryption, ensuring that transactions and customer information remain secure.
Full Compliance
Complies with financial regulations, ensuring your company always meets market standards.
Semear BaaS Contract – General Conditions
Semear BaaS Contract – Specific Conditions – Pix Withdrawal and Pix Change
BaaS Semear Contract – Specific Conditions – Payment Transaction Initiation
Semear BaaS Contract – Specific Conditions – Payment Management
Semear BaaS Contract – Specific Conditions – Payment Tools
BaaS Semear Contract – Specific Conditions – Custom Account
Ready to integrate the future of banking services into your product? Contact us and discover how BaaS can transform your offering into an unparalleled competitive advantage.
Hey, Dev!
For those who integrate with efficiency:
- Secure, modular, and scalable APIs
- Cloud-based infrastructure
- Full support & technical documentation
- Transactional webhooks
- Compliance and performance guaranteed
A partner bank for every moment
- 24/7 support
- Tailored solutions by segment
- Scalable infrastructure
- Expertise in B2B financial services
- Over 2 million clients served
Conheça nossas soluções
Conta digital
Abertura de contas PF e PJ.
Boletos
Emissão, atualização, consulta e notificação de boletos.
Pagamento de Contas
Pagamento de boletos, contas de consumo ou tributos.
Cartão de Crédito e Pré-Pago
Físico e virtual para movimentações da conta.
Transferências Bancárias
Segurança e facilidade através de uma infraestrutura tecnológica
PIX
Pagamentos instantâneos e transferências, 24 horas por dia, 7 dias por semana.
Soluções de Crédito
Concessão de financiamentos ou empréstimos.